Supplemental coverage

Cash when a hospital stay happens.

Hospital indemnity plans pay you a fixed cash benefit per day — money you can use any way you want, from copays and deductibles to groceries and gas.

Why it matters with Medicare Advantage

Many Medicare Advantage plans have daily hospital copays of $200–$400 for the first several days. A hospital indemnity plan offsets that cost so a five-day stay doesn't become a $2,000 bill.

  • Daily hospital cash benefit
  • ICU and observation benefits
  • Ambulance & ER riders available
  • Cash paid directly to you
  • No coordination with other insurance
  • Affordable monthly premium

Easy to qualify

Most plans use only a handful of yes/no health questions and offer instant decisions. We'll help you find one you'll be approved for.

Use the money however you need

Pay your deductible, cover lost income, hire help around the house, or just keep it. The benefit is yours.

Not sure if this is right for you?

Let's talk through your options — no pressure, no cost.